West Central Minnesota Communities Action, Inc.
Minnesota Urban and Rural Homesteading (MURL)
411 Industrial Park Blvd, Elbow Lake, MN, 56531-4213
Distance: 1180 Miles
Minnesota Urban and Rural Homestead Program (MURL) is a first-time homebuyer program for low- to moderate-income families who are unable to purchase a home through conventional means.
Eligible families must be considered "at risk" for home ownership. Barriers such as past credit problems, lack of a down payment, and low wages are all factors that limit a household's ability to own a home and would be considered "risk factors" for home ownership.
Licenses and Certifications
- Community Action Partnership
- People with low income
Eligible homebuyers must meet income guidelines, be first-time homebuyers (a first-time homebuyer includes individuals who owned a home with a spouse or significant other and are separated or divorced, individuals who have not owned a home in the last three years, and individuals who have never owned a home), and be unable to purchase a home through traditional financing. Buyers must pay 25% of their gross monthly income as the monthly house payment. Hazard insurance and property taxes are escrowed and are included in the 25% payment.
Download, print and mail application from agency website or call with questions
8:00am - 4:30pm, Monday - Friday
Primarily serves Douglas, Grant, Pope, Stevens, and Traverse counties
|FAX - Energy Assistance||(218) 685-6742|
|FAX - General||(218) 685-6741|
|Toll Free||(800) 492-4805|
This provider does not offer this service at other locations.
Other Services or resources
- Affordable Housing Program
- Early Head Start
- Emergency Shelter
- Energy Assistance Program
- Family Assets for Independence in Minnesota (FAIM)
- Family Homeless Prevention and Assistance Program (FHPAP)
- Family Loan Program
- Foreclosure Avoidance Counseling
- Head Start
- Help Paying for Basic Needs
- Home Accessibility Modification
- Home Repair Financial Assistance
- HUD-Approved Housing Counseling
- Rehabilitation Loans - Small Cities Housing
- SSI/SSDI Outreach, Access and Recovery (SOAR)
- Weatherization Assistance Program
Taxonomy Terms Used: Clicking a taxonomy term from the list below launches a new search.
BH-3700.3000Homebuyer/Home Purchase Counseling Definition
Programs that help people who want to purchase a home evaluate their readiness for homeownership, shop for housing that meets their needs, resolve potential credit problems, analyze specific home purchase offers, obtain a mortgage loan with advantageous interest rates and an affordable monthly payment, and complete the paperwork to close the loan and complete the sale. Also included are programs that provide assistance for people who want to refinance a home.
NT-6400.4500Low Interest Loans Definition
Programs that provide personal loans for people who qualify on the basis of income at interest rates that are below those obtainable on the conventional loan market.
YL-3300.6500Poverty Level Definition
People whose annual income is within the federal poverty level guidelines which vary according to family size and are revised annually.